48 tools

Finance calculators

Finance calculators help you estimate payments, growth, percentages and shopping discounts before you make a decision. The tools are designed for quick reference and use common formulas, so you can adjust the inputs and compare scenarios in seconds.

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All in section

All calculators
Finance Popular

Loan calculator

Estimate a monthly loan payment, total repayment and overpayment.

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Finance

Compound interest calculator

Estimate investment growth with compounding and regular contributions.

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Finance Popular

Mortgage calculator

Estimate mortgage payment, loan amount and overpayment.

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Finance Popular

Percentage calculator

Find a percentage, a share, an adjusted value or relative change with a clear comparison base.

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Finance Popular

Discount calculator

Compare unit price and savings after consecutive discounts, with a quantity total.

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Finance

Margin and markup calculator

Work out markup, margin, profit and selling price from cost.

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Finance

Break-even point calculator

Find how many units you must sell to cover your costs.

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Finance

Annuity payment calculator

The level payment and a month-by-month schedule of interest against principal.

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Finance

APR and APY calculator

Conversion between the nominal and the effective annual rate.

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Finance

Bonus calculator

Bonus before and after tax from salary, percentage and tax rate.

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Finance

50/30/20 budget calculator

Split income into needs, wants and savings.

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Finance

Shared budget split calculator

Splits a shared amount between people equally or in proportion to income.

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Finance

CAGR calculator

Average annual growth rate between two values.

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Finance

Commission calculator

Commission, deal amount or rate — whichever you are missing.

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Finance

Credit card payoff calculator

How many months a card balance takes to clear at a fixed payment.

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Finance

Crypto profit calculator

Trade result for long and short positions including entry and exit fees and leverage.

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Finance

Dollar-cost averaging calculator

Average price and outcome when buying the same amount at regular intervals.

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Finance

Debt payoff calculator — snowball and avalanche

Order and term for paying off several debts: snowball or avalanche.

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Finance

Asset depreciation calculator

Depreciation by three methods with salvage value and a year-by-year table.

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Finance

Dividend yield calculator

Annual dividend as a share of the entered share price.

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Finance

Down payment calculator

Down payment and loan amount from the price and the percentage put down.

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Finance

Debt-to-income calculator

What share of income before tax goes to debt payments.

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Finance

Early loan repayment calculator

Interest saved and term shortened by a regular extra payment.

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Finance

Emergency fund calculator

Fund target in months of expenses, and progress towards it.

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Finance

Freelance rate calculator

The hourly rate that delivers your target income after tax and unbillable hours.

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Finance New

Home equity loan calculator

Amount available against a home, allowing for the outstanding mortgage and the loan-to-value limit.

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Finance

Inflation calculator

Purchasing power of a sum after several years, and how much is lost.

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Finance

Instalment plan calculator

The monthly payment on an instalment plan with a markup, plus the schedule.

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Finance

Lease payment calculator

Monthly lease payment with a residual value.

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Finance

Leverage calculator

Position size, liquidation price and the distance to it.

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Finance

Market cap calculator

Market capitalisation from the share count and the price per share.

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Finance

Maximum loan amount calculator

The largest loan your income supports at a given debt burden, rate and term.

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Finance

Overtime pay calculator

Monthly pay with overtime hours and the effective hourly rate.

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Finance

Position size calculator

Trade size from the risk you allow per account and the distance to the stop.

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Finance

Real return calculator

Return after inflation, by the exact formula and by subtraction.

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Finance

Loan refinancing calculator

Compares your current loan with a new one and shows what switching is actually worth.

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Finance

Rental yield calculator

Gross and net rental yield on a property.

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Finance

Risk reward ratio calculator

Risk-to-reward ratio from three prices and the win rate needed to break even.

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Finance

ROI calculator

Return on investment, with additional costs counted properly.

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Finance

Rule of 72 calculator

How long money takes to double, and how far the shortcut is off.

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Finance

Salary period converter

Convert a salary between hourly, daily, monthly and yearly.

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Finance

Salary raise calculator

Raise percentage from a new salary, or the new salary from a percentage.

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Finance

Savings goal calculator

How much to put aside each month, or how long a goal takes at a given contribution.

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Finance

Savings rate calculator

The share of income left after expenses.

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Finance

Simple interest calculator

Interest charged on the initial amount only, in both directions.

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Finance

Time value of money calculator

Future value of a sum, and discounting future money back to today.

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Finance

Vacation accrual calculator

Leave balance from the annual entitlement, months worked and days taken.

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Finance

Working day cost calculator

What one working day and one working hour are worth at your salary.

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Which calculation to choose

Loan calculator

For a loan: compare payments, interest, a fee and the effect of monthly extra repayments.

Mortgage calculator

For a home purchase: separate the down payment and monthly expenses from loan repayment.

What to prepare

Prepare the amount, nominal annual rate, term and known extra costs. Compare scenarios under the same assumptions.

Common mistake

The nominal rate is not the full cost of credit. Only costs with supplied input values are included.

FAQ

Are these financial results exact?

No. They are reference estimates based on the numbers you enter. Real offers can include fees, insurance and bank-specific rules.

Can I compare several scenarios?

Yes. Change the inputs and the result updates in the browser. You can also copy a link with the current values.

Do you store my inputs?

Calculations run in your browser; values are not sent to a server to perform the calculation. A copied link can contain values in its URL, which may remain in browser history or hosting logs. See the privacy policy before sharing sensitive inputs.