Loan calculator
For a loan: compare payments, interest, a fee and the effect of monthly extra repayments.
Finance calculators help you estimate payments, growth, percentages and shopping discounts before you make a decision. The tools are designed for quick reference and use common formulas, so you can adjust the inputs and compare scenarios in seconds.
Estimate a monthly loan payment, total repayment and overpayment.
Estimate investment growth with compounding and regular contributions.
Estimate mortgage payment, loan amount and overpayment.
Find a percentage, a share, an adjusted value or relative change with a clear comparison base.
Compare unit price and savings after consecutive discounts, with a quantity total.
Work out markup, margin, profit and selling price from cost.
Find how many units you must sell to cover your costs.
The level payment and a month-by-month schedule of interest against principal.
Conversion between the nominal and the effective annual rate.
Bonus before and after tax from salary, percentage and tax rate.
Split income into needs, wants and savings.
Splits a shared amount between people equally or in proportion to income.
Average annual growth rate between two values.
Commission, deal amount or rate — whichever you are missing.
How many months a card balance takes to clear at a fixed payment.
Trade result for long and short positions including entry and exit fees and leverage.
Average price and outcome when buying the same amount at regular intervals.
Order and term for paying off several debts: snowball or avalanche.
Depreciation by three methods with salvage value and a year-by-year table.
Annual dividend as a share of the entered share price.
Down payment and loan amount from the price and the percentage put down.
What share of income before tax goes to debt payments.
Interest saved and term shortened by a regular extra payment.
Fund target in months of expenses, and progress towards it.
The hourly rate that delivers your target income after tax and unbillable hours.
Amount available against a home, allowing for the outstanding mortgage and the loan-to-value limit.
Purchasing power of a sum after several years, and how much is lost.
The monthly payment on an instalment plan with a markup, plus the schedule.
Monthly lease payment with a residual value.
Position size, liquidation price and the distance to it.
Market capitalisation from the share count and the price per share.
The largest loan your income supports at a given debt burden, rate and term.
Monthly pay with overtime hours and the effective hourly rate.
Trade size from the risk you allow per account and the distance to the stop.
Return after inflation, by the exact formula and by subtraction.
Compares your current loan with a new one and shows what switching is actually worth.
Gross and net rental yield on a property.
Risk-to-reward ratio from three prices and the win rate needed to break even.
Return on investment, with additional costs counted properly.
How long money takes to double, and how far the shortcut is off.
Convert a salary between hourly, daily, monthly and yearly.
Raise percentage from a new salary, or the new salary from a percentage.
How much to put aside each month, or how long a goal takes at a given contribution.
The share of income left after expenses.
Interest charged on the initial amount only, in both directions.
Future value of a sum, and discounting future money back to today.
Leave balance from the annual entitlement, months worked and days taken.
What one working day and one working hour are worth at your salary.
For a loan: compare payments, interest, a fee and the effect of monthly extra repayments.
For a home purchase: separate the down payment and monthly expenses from loan repayment.
Prepare the amount, nominal annual rate, term and known extra costs. Compare scenarios under the same assumptions.
The nominal rate is not the full cost of credit. Only costs with supplied input values are included.
No. They are reference estimates based on the numbers you enter. Real offers can include fees, insurance and bank-specific rules.
Yes. Change the inputs and the result updates in the browser. You can also copy a link with the current values.
Calculations run in your browser; values are not sent to a server to perform the calculation. A copied link can contain values in its URL, which may remain in browser history or hosting logs. See the privacy policy before sharing sensitive inputs.
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